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How to Stay Safe from Cyber Fraud: Do’s, Don’ts & Expert Advice

Published by cybersathhi.com

Cyber fraud is now one of the most common forms of crime in India. In 2024 alone, cybercriminals duped citizens out of ₹22,845 crore, according to government data. These scams don’t discriminate—whether you’re a student, business owner, or homemaker, you can be a target.

At cybersathhi.com, our goal is to make every Indian internet user cyber-aware. This blog outlines the Do’s and Don’ts to prevent online fraud, backed by expert opinions from top cybersecurity professionals

What You Should Do

1. Enable Two-Factor Authentication (2FA)

Secure your online accounts with an extra layer of verification.

🗣️ Expert View – Rahul Tyagi, Co-Founder, Safe Security
“2FA is the digital version of locking your door with two keys. It’s basic, effective, and essential.”


2. Use Strong, Unique Passwords

Avoid predictable passwords like 123456 or yourname@123.

🗣️ Expert View – Saket Modi, Cybersecurity Entrepreneur
“Hackers run millions of combinations in seconds. Use a password manager to generate strong, random ones.”


3. Keep Your Software Updated

Outdated apps and systems often have security holes. Install updates on time—whether it’s your phone, PC, or antivirus.


4. Think Before You Click

Before clicking any link, especially in messages or emails, hover and check the URL.


5. Use Trusted Antivirus & Firewalls

Free antivirus may not protect you from advanced threats. Invest in trusted tools for both PC and mobile.


6. Report Suspicious Activity

If you suspect fraud:

What You Should NOT Do

1. Never Share OTPs or Passwords

🗣️ Expert View – Triveni Singh, SP, Cyber Crime, UP Police
“If someone asks for your OTP—even claiming to be a bank—it’s fraud. Hang up and report it.”


2. Don’t Respond to Suspicious Messages

If you receive unknown links, job offers, or lottery messages—ignore them.


3. Don’t Store Passwords in Notes or Chats

Instead, use encrypted password vaults like Bitwarden, KeePass, or Google Password Manager.


4. Avoid Banking on Public Wi-Fi

Public Wi-Fi is often unencrypted. Always use mobile data or a VPN for secure transactions.


5. Don’t Trust Unrealistic Offers

🗣️ Expert View – Vinayak Godse, CEO, DSCI
“There’s no free lunch in cyberspace. If it sounds too good to be true, it’s definitely fake.”


6. Never Download Apps from Unknown Sources

Final Thoughts: Awareness is Your Best Defense

💬 “Cybersecurity is everyone’s responsibility. In today’s digital world, being alert is as important as being online.”
Lt Gen Rajesh Pant (Retd), Former National Cyber Security Coordinator

Cybercriminals may be evolving, but so can you. A few smart habits can protect your data, money, and peace of mind.

Share this article with your family and friends. Let’s build a cyber-safe India together.

For daily updates, real-time alerts, and expert cybersecurity content, visit cybersathhi.comIndia’s trusted cyber awareness portal.